COPIES OF ITEMS NEEDED FOR YOUR LOAN

STANDARD: FHA, VA, Conventional, Mobile & Home Equity Purchase and Refinance

 

INCOME

WAGE EARNER INCOME:

• Paystubs dated within 30 days
• Most recent two years W2s
• Most recent two years personal federal tax returns (all pages)
• Rental lease agreements if you own rental properties (if applicable)

RETIREMENT INCOME (IF APPLICABLE):

• Current SS award letter (if applicable)
• Current pension, annuity or retirement statement and continuance (if applicable) 

SELF EMPLOYED INCOME (IF APPLICABLE):

• Last two years 1099 (if applicable)
• Most recent two years personal federal tax returns (all pages)
• K1s and business tax returns for all businesses with more than 25% ownership (if applicable)

INVESTMENT PROPERTIES (IF APPLICABLE):

• Rental lease agreements if you own rental properties (if applicable)
• Mortgage statement(s)
• Homeowners insurance

ASSETS

• Most recent 2 months bank statements (all pages)
• Most recent 2 months brokerage account statements (if applicable)
• Most recent statement for mutual funds and/or annuities (if applicable)

VA LOANS

• Certificate of Eligibility
• DD-214
• VA Disability Award Letter (if applicable)

REFINANCE OR HOME EQUITY LOANS

• Most recent mortgage statement(s) 
• Homeowners insurance

MISCELLANEOUS

• Non-expired government issued ID
• Social security card
• Divorce paperwork (if applicable)
• Bankruptcy paperwork & discharge (if applicable)